Anything new starts well with a small prayer in your mind for Ganesha. A new year also goes well when you think of him when the year begins.
Focus on Health, Money will come and go, Good Deeds will remain. Share and Care, give something to somebody who needs that little push to learn more or get a job.
Give to the needy and deserving, not for name or fame. It is also important to ensure that charity, arts and religion are not misused as Money Management Tools.